American consumers view bankruptcy as a financial scar that marks the filer as a failure for the rest of their life.
It is not that.

Filing bankruptcy provides for the reduction or elimination of certain debts, and can provide a timeline for the repayment of nondischargeable debts over time.  It also permits individuals and organizations to repay secured debt–typically debt with real estate or personal property like vehicles pledged as collateral–often on terms more favorable to the debtor.

Bankruptcy is not a desperation move. It is a “second chance” opportunity to rebuild your finances using the protection of bankruptcy laws.

Our clients come to us when they have questions like, “Will I lose my house and my vehicle?” or “Will my wages be garnished if I have to pay my debts anyway?”

We can answer these questions for you.  We help our clients make well informed decisions about their financial help and protection of property and assets within the bounds of the law.